March 2026 RTL & DSCR Rates & Points

New Monthly Report on Loan Pricing Trends

We recently partnered with the NPLA to produce a monthly analysis of bridge and DSCR loan activity across the country, including volume, rates, points, and market trends.

The rate and point data is submitted by private lenders across the country. As more lenders submit, the data becomes more representative of the entire market so we highly encourage lenders to submit their anonymous data to the NPLA.

Over the last 6 months, RTL loans remain relatively flat with a median rate of 10.5%.

Many loans have between 1-2 points with a median of 2.0, but there’s a meaningful long-tail amount that’s higher.

For DSCR loans, March saw an increase in rates with a median rate of 7.0%, but still materially down from H1 2025.

DSCR points are tightly clustered between 1 and 2 points.

This is just a highlight of the analysis, to read the full analysis, view the NPLA post here.